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credit card debt

Submitted by on Thu, 08/21/2008 - 13:50
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Is there a debt consolidation company that will help with debt under 2000?


I think the amounts are higher to do the consolidation.

You don't really need consolidaton for that amount, you can do it yourself.

Are you talking about one card or several?

Are they still with the original creditor?

Are they deliquent, charged off or current?

This info will help us provide you more detalied info to get you started.

What I did was, I started off with the lowest balance one, scrimped and did without, to put extra money on it-every penny I could get my hands on, to go with the payment. Once I got that paid off, I took all that money and added it to my payment of the next lowest one, and so on. Some people say do the ones with the highest interest, but I had to do it this way to see results faster..Feel free to ask questions..karen


Submitted by Bossy4455 on Fri, 08/22/2008 - 07:31

Bossy4455

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I was only late for a 1.5 month, Bank of America is already sending me a letter to threaten me about legal actions.

Here it is:We recently received your letter requesting that we no longer contact you about above reference acct. We understand that you prefer not to receive calls, and we will honor your request. However, please understand that if we do not receive a payment of $259 by August 26 2008. We may refer your to outside counsel for legal proceedings. This may result in legan action against you.

Do you guys receive this when you enter a debt settlement program?


Submitted by vista.lee on Fri, 08/22/2008 - 19:13

vista.lee

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