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Submitted by jduchette on Fri, 08/22/2008 - 08:05
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ok so I have made 3 90 payments on this account for a $300 so its been paid 270 they want another 560 to pay it off I live in Maine


I'm assuming you are talking about United Cash Loans, which is an illegal payday loan company.
Here is a thread that talks about Maine laws, it also has a link in that gives more information.

http://www.debtconsolidationcare.com/settlement/about26896.html

If you have paid 270 towards this loan, then you technically only owe them 30 more dollars. I would file a complaint with the ftc and your Attorney general. I would send a letter to UCL stating your states laws and a Cashiers check for $30 and tell them don't bother you anymore.


Submitted by PinkLady on Fri, 08/22/2008 - 08:33

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Check out this thread, it has a sample letter in it you may want to use.
http://www.debtconsolidationcare.com/paydayloan/sample-letter.html
You may have to add or delete a few items to fit your needs. I would send it both to UCL and UsfastCash. Let them know you will only pay back what they deposited into your account. You may want to include a cashiers check for the remaining balance and ask them to mark your account paid in full.


Submitted by PinkLady on Fri, 08/22/2008 - 09:58

PinkLady

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