Does anyone know that if you put money on a prepaid visa using direct deposit can a creditor debit that card like they can a regular checking account. Netspend will let you do a direct deposit of your paycheck but i am afraid to do this because I have had 2 different accounts zapped by Geneva Roth so i stopped my direct deposit and dont have a checking account anymore. Please Advise? Thank you.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.