im really trying to get a loan to pay off all my debts my credit rating isnt very good with a bankruptcy on it if i was able to get a loan i wouldnt need to consolidate everything would be paid off and i would have only one payment to make for 5 years if you cant help with that then my only other option is to consolidate but i dont have all the information at this time nor the money yet this would be a big help if someone could lead me in the right direction
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.