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Got scammed on debt settlement, how do I proceed?

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I was working with someone (Sifxpert) who was supposed to settle my accounts for me, but he just ended taking my money.

I am going to try to settle my accounts on my own, but I am wondering if I should try to settle with the collection companies, or the original creditor?

Whoever owns the debt now.

Sub: #1 posted on Thu, 09/04/2008 - 10:50


guest is correct,do you have current info on your accounts,or did james leave you in the dark like so many others.whoever owns them is who you negotiate with.

Sub: #2 posted on Thu, 09/04/2008 - 11:17

paulmergel paulmergel
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Depending on the State you live in it may very easy for you to push the issue and get a refund for the settlement company also.

Sub: #3 posted on Thu, 09/04/2008 - 21:50


I decided to do my debt settlement on my own after signing up with a debt settlement company. I terminated my contract with them and asked for my money back. They said no, so I filed a complaint with the BBB. The company sent my money back within a month and a half. It is worth a try, I got all my money back!!

Sub: #4 posted on Fri, 09/05/2008 - 08:34

mcdadesan mcdadesan

(Posts: 26 | Credits: )

Problem is, my settlement guy James Lombardo is nowhere to be found.

Others are trying to go after him as well

Sub: #5 posted on Fri, 09/05/2008 - 14:48


Sorry to hear that. Best of luck to you.

Sub: #6 posted on Fri, 09/05/2008 - 15:13


I only know a couple of the collection companies that have my accounts.

He left me in the dark on the others (and also took $3400 from me)

Sub: #7 posted on Sat, 09/06/2008 - 01:00


Check your credit report to locate the names of the companies who are assigned or owns your debts.

Sub: #8 posted on Sat, 09/06/2008 - 05:37

Shazzers Shazzers
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