I asked my bank to initiate a hard debit block..They would not do it. I already had a nsf of 200.00 due to refused ACH wihdrawals. I told them to stop it NOW! and I would pay the 200.00 NSF..They said they could not do anything.I said close the account and they would not do it..I said the 200.00 NSF would be paid as sson as my check arrived. They still did not do anything ..I cired and said these PDL people will extract anything and everything. They let all the ACH's go through which amounted to over 600.00 then they decided to close the account..I could no tbelieve this.They said after all I suthorized these transactions. I said I told them to stop and they just let it continue..What can I do? now they repported me tothe Credit bureau when I tried to stop it before all this.?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.