i owe boa 33,000
Date: Sun, 10/12/2008 - 06:29
and another cc 5000
and my overdraft is 4000
and lowes 3000
and student loans are about 16,000
my payments combined are $900 a month (not inc student loans). my house is 1000 a month. i am not talking utilities food etc.
i have a small business which is struggling and i've laid off my helper, but i do'nt have money to buy more supplies because my cc payments are so high.
i am not late on anything. i have good credit still just large income to debt, but i am so overwhelmed every 2 weeks trying to keep things from being turned off because i am trying to make my cc payments .. i am maxed out on all of them.
i can continue until january and then i know i won't have the money for my bills. i am so scared. i have never defaulted on anything and i just don't know what to do.
where do i start so i do'nt end up screwed ...
and my overdraft is 4000
and lowes 3000
and student loans are about 16,000
my payments combined are $900 a month (not inc student loans). my house is 1000 a month. i am not talking utilities food etc.
i have a small business which is struggling and i've laid off my helper, but i do'nt have money to buy more supplies because my cc payments are so high.
i am not late on anything. i have good credit still just large income to debt, but i am so overwhelmed every 2 weeks trying to keep things from being turned off because i am trying to make my cc payments .. i am maxed out on all of them.
i can continue until january and then i know i won't have the money for my bills. i am so scared. i have never defaulted on anything and i just don't know what to do.
where do i start so i do'nt end up screwed ...
So sorry to hear that you're in such a bad debt position. I thin
So sorry to hear that you're in such a bad debt position. I think you can consolidate your debt into one. It will lower your interest rate.
thank you. how does one go about doing that? will it tank my c
thank you. how does one go about doing that? will it tank my credit? it's not the greatest, but it is about 700.
there is a place called consumer credit counseling. is that what you are talking about?
