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first settlement offer

Submitted by on Fri, 06/12/2009 - 15:45
Posts: 202330
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i've been on this site for 6 months now. the site has really helped me out alot. i've been in a settlement program since 2/9, and i got my first settlement offer today. chase has offered me a 3300 dollar offer on 8700, so i took it.1 down and 3 more cards to go, it's a long way but it feels good to get the first one out of the way. still have boa 22000, chase 15000, and hsbc 15000. i've been 9 months without a credit card and it feels good to live within my means for once, i will never even own a card again when this is over. trust me it's been very hard but all your stories have helped me stick with it and i will let you all know how it turns out. i've posted on here before but forgot all my info and i am writing this as a guest.