How much unsecured debt can I get consolidated?

I would suggest a Consumer credit counseling program called a debt management Plan or dmp. The Credit Counseling company will negotiate with all creditors to accept a lower interest rate, waive late fees and over limit fees and spread your payments out over 5 to 7 years. You will repay 100% of your current balance with a payment that typically runs about 3% to 4% of your total debt. Typically your interest rates will be as low as 6-10% depending on who your creditors are. The good news is that it doesn`t affect your FICO score and once you complete the program it drops off your credit report you were ever in a program.

You probably want to speak to a debt counselor. promotional content deleted - Jason and fill out your info on the page and a debt counselors will contact you within 24 hours.