Choosing which accounts to pay first

You mustn't ignore the lenders since they can sue if you do that. What is the total volume of your debt?

One may try to deal with the small lenders first as it'll help him/her improving the credit score since the number of delinquent accounts would go down. However, you may read the do it yourself section of the site before deciding on things.

if you are doing it yourself i would not ignore them keep in constant contact with all of them. tell them what you are doing and how much money you have saved at the moment and if they are willing to take it and make it go away then its thiers. in settlement its first come first serve in my opinion. explain to them you have other creditors also that you are doing the same thing with. but dont avoid the calls. keep in contact with them or you may end up in court earlier than expected. which may happen anyway if you have many debts.