my credit card company

A credit card company can pretty well do what ever they want.

Have you called and spoken to anyone at the credit card company about this? Is this the first month that those charges have shown up on your bill, or have the charges always been there? Are those fees monthly or annual charges?

i did i just got attitudes like most they said they send me out a letter about the changes i don't get it worst over all the credit card company is Continental Finance i just pull up a site call ripoffreport.com i found out how they are and first premier now i have to put out money into they say when what do i do

Please call and find out what kind of charges they are and have them stopped or removed. And yes Soaplady is correct they can pretty much do whatever they want. One of my cc would always sign me up for credit protection thing and i never approved it, i would have to call and have it removed every month. I believe it was Chase.

If it's in your member agreement, they can charge it.

If they want to charge something that's not in your member agreement, all they have to do is send you a notice (amendment) to the terms and conditions. At that point, you either have the option of keeping the card and agreeing to new terms (if you use the card after that, you implicitly agreed to the new terms); or if you don't agree to new terms, then cancel the card.

usually you are able to "opt-out" of the terms, and when your card expires, THEN it is canceled ... I don't think they cancel it right away

Could be... it's been a while since the last time I read the fine print on an opt-out notice. But the last time I did, it said if I opted out then they would close the card to new charges.