Check help in alabama
Date: Tue, 06/22/2010 - 18:42
I wrote a check in December 2009 to the Mattress Firm for $2000. An issue with some charges being put through earlier than expected put me back a few hundred dollars. I lost my job and got a new one 2 weeks ago. So i called Certegy and told them I could make a $100 payment on Friday (2 days away), and also wanted to set up $100 payments every week until paid off. That's $400 a month. They told me that unless I could set of payments of $500 a month they would not accept my payment offer, but that I could go online or mail in a money order for however much I wanted to. But if I did not pay the amount they wanted me to then it would not be part of the payment plan, therefore my check could be sent out "for further collection". So my question is this: I am making an effort to resolve this debt, what kind of action can they pursue if I am making these payments? Why wont they accept my offer, arn't they aware that not everyone can afford $500 a month?
I do understand that I did make a mistake, but how can i make this right now?
I do understand that I did make a mistake, but how can i make this right now?
You can make a copy of your monthly income and expenditure. Afte
You can make a copy of your monthly income and expenditure. After this send them a hardship letter, along with the copy of your income and expenditure. Send this letter through certified mail, requesting a return receipt. Mention that you are extremely willing to pay them the dues, but you won't be bale to make $500 payments monthly due to your income. See, if this works out. In the meantime if possible try to save more money by lowering your expenditures as far as possible. If Certegy does not agree to your request, you will then be bale to pay $500 a month.
If you make lower than the minimum payment they may sue you.
