collection

Hi!
Welcome to the forums!
If you don't pay off the debt, then your creditor may sell the account to the collection agency. He may even file a lawsuit against you for non-repayment of debt. Now, if the order was made in your name or from your account, then you are liable to pay off the debt. If you can't make the payment, then contact your creditor and work out an alternative repayment plan with him. You can also take advantage of debt relief programs to pay off the debt.

Nelly is right. If someone else has access to your account information, then this can happen. You'll be responsible for the things that were purchased using your confidential information.

Debt relief plans have really worked well with some of us who're recovering from a financial crisis. I've come across some real good debt relief articles that show you through a number of options.

At the same time, you may request your creditor for an alternative payment plan.