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Debtconsolidationcare.com - the USA consumer forum

Statutes etc.

Date: Sat, 08/26/2006 - 23:51

Submitted by anonymous
on Sat, 08/26/2006 - 23:51

Posts: 202330 Credits: [Donate]

Total Replies: 1


Back in 1997 I purchased a Gateway computer. I cannot remember if it was a written or oral contract. I stopped making payments in April of 2000 due to major financial difficulty. I have since moved overseas to Australia. However this week my parents in Ohio recieved a "you must respond in 30 days" letter for me from National Arbitration Forum. Any advice as to the statutes in this situation and how/if I should respond? My credit is already bad and as I now live overseas how could a judgement effect me?


well, first thing, you will definitely need to respond to the claim. according to their website you can do so at http://www.arb-forum.com/ . Arbitration is essentially the same being sued. They try to make it sound consumer friendly ( and it originally may have been), but increasingly creditors have them in their pockets, and tend to get rubber stamped what ever they are looking for.

What state were you living in at the time the debt was incurred? You may want to consult an attorney there to see if the laws of Australia would govern, and or what your option might be. It obviously is not practical for you to come back to th states to attend the arbitration , so you may have to hire an attorney here to represent you.


lrhall41

Submitted by LCW on Sun, 08/27/2006 - 05:46

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