PD6 Ventures... HELP ME

Amanda,

Don't worry. I know you are thinking that is easy for you to say afterall, it is not you that they are harassing and you would be correct but for what it is worth I have been through this and I too have been harassed and rec'd similar threats and I too was worried until I found this site. Thank God I found it! First, is this a PDL (payday loan)? If so, did you physically go into the store to obtain it or was it done via internet? If you did it online you will need to ck the usury laws in your state as well as ck to see if they are licensed in your state to loan money (most aren't) If they are not licensed and they are breaking the laws that govern your state and you will need to fax, mail(certified) and email her a copy to of those laws letting her know that you know your rights and that you will no longer be bullied by her. I most states these PDL co break the law when they chg excessive interest or "fees" as some of them eloquently put it. Just another way of trying to get around the legal loophole. Does anyone out there know the law that govern OH? In some states these places have be banned and you may pay only the principal amount that you owe and if you have paid the principal plus in fees then you do not owe them they owe you. There is a settlement ltr on this site that you can use to send to them to let them know that you mean business once you get all the info you need to fight with. Last but not least if they have access to your ckng acct pls close it and open another at a different bank. Have heart! I feel for certain the ball may be in your court. Keep me posted.

There is one more you can handle the situation. How much is the loan amount you have from PD6 Ventures? And how much have you paid so far? If you believe that you have paid not much, send some money in advance and then tell them to give you the statement of your account. Check your state laws to verify the charges added by them. You will then go from there.

Quote:

Well the problem is i don't even know if i have a loan out with them. they won't send me anything in writing saying that i have debt with them. I don't think that they are even liscensend in ohio. so i am lost on what to do. i am going to find the letter that Reid was talking about and send to them. I have sent and saved several emails with her and i am tired of dealing with these people. i want to pay all of them off and be done with it. thanks for all your help.
Amanda

I found this searching for an address here in the forums. Does this help?

Heather Lawson
Debt Reconciliation ConsultantThe Loan Shop: PD6 Ventures/Express Cash
Phone: 800-859-6439 Ext. 241 241
Fax: 800-757-8373
P.O. Box 26413
Kansas City, MO 64196"

Dang it, I forgot to tell you the letter is in pollyandsays blog. Alot of us have had success with the letter. You need to file a complaint against this company. Sounds to me like it is on their terms only.

thank you Tammy for your help. i will send out a letter to them tomorrow. you have been a really big help. My friend told me that if they try to take me to court then they will be arrested, is that true? I would love to see them arrested. I have an appointment on thursday to work with lawyer to help me consolidate all this debt! Hopefully they will be able to help me out of this mess!

Amanda

Probably so. I would send the template letter from polly's blog, and file a complaint with your state ag's office and put that you filed a formal complaint with them. This company settled my account paid in full after that. Good luck.

Amanda,

If an online lender was to take a person to court, the judge would have a field day with them. They wouldn't dare step foot in a courtroom.

I have a person from this company and his name is William Smith and i have paid off the loan and he still thinks i owe them money but he will not give me any information about the loan at all. They are crooks. The money that i did give them he said was null and void because i missed the date by 2 days but i wasnt working with him at the time. im so frustrated that i reported him to the FEDERAL TRADE COMMISSION !!!!

I love how these people steal the names of others. William Smith. "Will Smith". They should be more creative. I would also file a complaint with your state's AG office. Don't give them your account info. and tell him to take a hike. Don't pay another dime, no matter what false threat they give.

I know what you mean, Steelers, about the name thing - I love how "Tim Atkins" seems to be the name used by every male at one particular company - or "Ms. Black" by females at a particular collection agency. It was only after I called and asked for "Ms Black" and heard someone laughing in the background and saying "ha ha ha - Ms. Black!" that I realized she doesn't exist...and the call center employee eventually admitted she wasn't real. :roll:

It sounds like this company is crooks I need help of get out of the situation also my husband has a pdl with them I don't even no how they got my husband info please help so I can get out of this company also. They don't even send documents to sign that I can see just one day DMS was 300.00 in my checking account and how do I apply for a complaint on my ag for the state of utah please help I am stupid when it comes to this also

Here is the link to Utah's AG............

http://www.attygen.state.ut.us/

Thanks steelers1 How can I get my husband out of this company so they DMS marketing quits debiting 90.00 from my account and how do I get a hold of them

How do I get a hold of arrowhead investments

Hi Desiree.

Here is the contact info for Arrowhead Investments:

Arrowhead Collections, Inc.
4150 W. Peoria Ave. #222
Phoenix, AZ 85029
(602) 993-1600
(602) 993-1401

Also, I had to deal with PD6 Ventures, aka DMS Marketing, The Loan Shop, etc. I sent them a PDL letter (I used the template PDL letter on Pollyandsay's blog, but Ashley also had one), inserting my state's laws and editing the letter as necessary. I received a reply from them within a couple of days by e-mail, stating they would refund $150 I had overpaid. Let us know how you do with these companies. Good luck.

hello again...just want to let you know that I too am having difficulty with Sharon Williams and am being harrassed by her. do you know that I made a money gram payment as requested and gave the eight digit reference number on the receipt and she sent me an e-mail back saying that unless I fax a copy of the receipt that there will be no proof that I paid anything on this account...how can that be...I sent a reply back to her asking WHO gets the money and indeed it does have the number of my account on it. What the hell is she doing? How can she do this? How can no monies I send go toward the account...what kind of S___ it is?

I can't make a copy or fax that to her until tomorrow....does anyone else have this trouble with her?/

File a complaint with your AG's office supply them with all of her correspondances with you and a copy of your money gram receipt. Sounds like they are just trying to scam more money out of you and tell her to go straight to hell in a handbasket because she sounds like a crook trying to take you for more money. Fight back don't let her get the best of you, you are doing the right thing.

hi there...just received another e-mail from Sharon Williams accusing me of lying that I did not send anything to the company today...here is what she wrote:
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I got 7 e-mails today.......harassing and threatening me!
I have paperwork showing I paid the debt.....he will not leave me alone

What other names does this company do business under? Do they do business as: THE LOAN SHOP/Xpress Cash / DMS?

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EDIT!
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Duh, at me! :oops: I see that they do right under that email you posted. Yeah, these people are crazy and very hard to work with! :shock:

They also use the name Mt. Oread Ventures. I am currently fighting with them as well and not getting anywhere.

dcaplspa, when you sent the moneygram didn't they give you a copy of the paperwork you filled out in order to send the moneygram? If you have that copy fax it to them attention Sharon Williams. Also make sure you let them know that you have file a complaint with your State Attorney's Office and watch how quickly they try to settle with you. I received a big refund from them!