Share post
Share
Debt Consolidation Forums Debt Consolidation and Debt Settlement forums

How can I get help with debt consolidation with bad credit and disability situation?

Date: Wed, 04/05/2017 21:18
member profile picture
Posts: 1
Credits: 0
[Donate]

I am wondering if I am able to do a debt consolidation loan with bad credit. I am the only one working in my family and my wife has been unable to work for the past 7 months due to chronic pain. We have been fighting with disability as well. We were married in June of last year and had to use multiple credit cards to pay for the wedding. How can I get help?




You can debt consolidation loan with bad credit. But how much do you owe in total? Do you have a collateral? You can get around $5k.

Sub: #1 posted on Thu, 04/06/2017 - 04:55

ditchdebt ditchdebt

(Posts: 678 | Credits: )


Getting debt consolidation loan with poor credit rating is challenging. The interest rate or fees will be high for you. Contact your creditors and negotiate the loan terms by telling your difficulties.

You can apply for a loan through a credit union. Credit unions tend to be supportive with people who are struggling with debt.

However, cut down unnecessary expenses as soon as possible to save some money from your monthly salary. You can talk to a credit counselor for the best suitable advice as well.

Sub: #2 posted on Thu, 04/06/2017 - 05:30

sanderspatricia29 sanderspatricia29

(Posts: 787 | Credits: )

The best possible way out of the debt mess is to follow a budget, apply for disability benefits (if you do qualify) and stop using your credit cards at once. Ask for a hike or work part time, it'll supplement your income and enable you to pay off your debts.

Make sure you don't add any more debts at this moment.

Sub: #3 posted on Thu, 04/06/2017 - 07:13

paulcahill80 paulcahill80

(Posts: 2359 | Credits: )

If required, you can also take professional help to solve your debt problems. The best way is to opt for a credit counseling session.

Sub: #4 posted on Mon, 04/10/2017 - 05:34

Good Nelly Good Nelly
Industry Expert
(Posts: 2678 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.821 seconds.