What are the best options for me 18k CC debt 14k Student Loans
Date: Fri, 04/24/2009 - 09:00
I need to sort out this maze of different debt releif, settlement, consolidations options out there. I know I need help with this, but I am lost as to what is the best option for me.
I have:
Sears CC.......9200
Chase...........6000
Capitol One....900
Bancorp South.......1300
Sallie Mae 14k Student Loan
What is the best option for me to get some help.
I don't want to be harassed by collectors and I don't want to deal with having lawsuits against me, but i need a way to start getting out of this.
thanks
I have:
Sears CC.......9200
Chase...........6000
Capitol One....900
Bancorp South.......1300
Sallie Mae 14k Student Loan
What is the best option for me to get some help.
I don't want to be harassed by collectors and I don't want to deal with having lawsuits against me, but i need a way to start getting out of this.
thanks
Are the credit card debts still with the original creditor or ha
Are the credit card debts still with the original creditor or have already been sold off to the credit card company?
If the debt is still with the OC, I think that you should first try to negotiate with the creditor for a pay for deletion agreement (if the debts are reported in your credit report) and then come to a repayment plan and pay it off. If you pay directly to the creditor, you can avoid lawsuits.
However, you have not made a payment for more than six months, I think that you can try to negotiate with the creditor to settle the debt for less.
Student loans dont have use settlement or management options.
Student loans dont have use settlement or management options.
What is the status of your loan?
