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debt I file Bankruptcy on

Submitted by on Sun, 03/11/2007 - 13:26
Posts: 202330
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Hello, I don't know what to do. In dec of 2005 I was granted Chapter in dec. 2005. Yesterday I reveived A letter from an collection agency on a debt they say I own. I have never had a credit card with this company. So I started looking into the agency and I was able to find out they are doing this to alot of people. I assume bought my debt from another company. The date on the letter is feb. 20 and I just got the letter. It has no acct. number. They have given me 4 days. What should I do first. Please help. Cara


I was informed that when an original creditor is notified about someone filing BK, they might hurry up and try to sale the debt so they can get paid. Whether it be the original creditor or third party collection agency, they only have to be notified once. If this debt was included in your BK, then you need to let your attorney know that they are still trying to collect on the debt.


Submitted by brownsugar on Sun, 03/11/2007 - 16:10

brownsugar

( Posts: 1389 | Credits: )


When I filed Chapter 7, one of my creditors which was a payday loan, ran to the bank and cashed the check. There are some companies who are trying to collect on a debt before you receive your discharge papers. There are many companies who do these things being foolish.

Validate the debt. If the debt is legitimate and appears on creditor's list, write them a letter indicating your case number and your laywer's name. Send this certified.


Submitted by Alexandra on Mon, 03/12/2007 - 22:24

Alexandra

( Posts: 544 | Credits: )


Credt card company's will drive you crazy
they hire these $6.00 per hour people with no
respect for themself, Garbage type people,


Submitted by on Tue, 03/13/2007 - 18:54

( Posts: 202330 | Credits: )