Bill Consolidation Loan

We are not a lender...this is a public message forum about getting out of debt. Check with your bank although I wouldnt hold your breath if your credit is not good. Lenders are just not lending.

Bill consolidation loans are available at a low interest rate so that it becomes easier for the borrower to pay off his or her outstanding bills in an affordable way. However, in order to qualify for bill consolidation loans, you should have a good credit score as well as stable income. Unless you meet these two criteria, none of the lenders will be ready to offer you bill consolidation loans.

The interest rates charged on the loan will depend on your credit score. Since you don't have good credit, so you should try to repair it first. Check your credit report and inform the bureaus about the errors (if there is any). Next, try to remove the negative items from your credit report. Start making payments on your debts. Apart from bill consolidation, there are also other ways to consolidate your debts. Take a look at the following page to know about it.
http://www.debtconsolidationcare.com/overview.html
Once you repay your debts, keep on adding positive information on your credit report. This will help you restore credit.