I have accumulated a good source of bills

Welcome to the forums. You will find this site very informative. Since you have signed up a counselor will contact you shortly.

Hi Rick. Welcome to the forums. What types of bills do you have? If you provide us with a little more information, we can try to help you. Since you have registered, a debt counselor in your area will be contacting you shortly and will also go over different options available to you.

Welcome to the forum, Rick, and congratulations on the new baby!

Depending on how much you owe, and the type of debt you have (i.e., credit cards, unsecured loans, etc.) a debt consolidation program might be a good option for you. A debt counselor will be able to help you determine this.

This forum is a wealth of information and has helped so many of us get back on the right track. I hope you'll continue to post with any questions or, you may find that you can answer questions for someone else.