B of A Charge Off
Date: Sat, 08/22/2009 - 11:27
Does anyone know when B of A charges off accounts? Is it 120, 150?? I am trying to settle my B of A account but the rep told me since my account was only a year old that they most likely will not be willing to settle until right before charge off. Although, he would not tell me when that was. He did mention me keeping in touch and calling back every 3-4 weeks. After reviewing my credit report, he did not promise but seemed like they would be willing to settle, just have to wait a little bit.
It is around 180 days most of the time, a good time to make a se
It is around 180 days most of the time, a good time to make a settlement offer is between 150 and 180 around the end of the month.
My bofa debt is 120 days over due, and has not been charged off
My bofa debt is 120 days over due, and has not been charged off yet.