dirty debt trick BOA

BofA pulled the same stunt with me. I had one acct in good standing and one not so good. I thought I would "do the right thing" and call the one I was good with and let them know I was now unemployed and wanted to let them know my situation and that I was going to keep paying, but I just wanted to see if I could get the minimum payment reduced so I could get caught up on both of them. They transfered me to a 3rd party CCC service. That very day they also mailed a letter stating my (good) account was closed 'based on my phone call and conversation with their CSR rep'. Stupid move because I was struggling to keep up and at that point was still determined to "do the right thing" and pay every penny ...eventually. But since they screwed me, I say screw them! (ok, and my credit in the process, but I just don't care at this point).

Before I settled 2 similar accounts they sent me to Take Charge America. A dmp. If they say things look bad - then BOA will settle in the near future. BOA will work with them - I think they own them - I could not afford payments and ended up settling down the road. Good Luck

Indeed it is a very unfortuate situation when a debt settlement company steals money from those who are in need of financial relief. I am a C.E.O. and owner of an ethical debt settlement company. So here is my advise! When seeking a third party to handle your debts please do the following. 1) Check the number of complaints on the B.B.B. 2) Verify that they are members of the U.S.O.B.A. or T.A.S.C. 3) Check if they are members of the I.A.P.D.A. and 4) Find out if they offer a money back guarantee. Here at Manageable Debt Solutions, Inc. we comply with all of the above. Our money back guarantee ensures that if we don't save you money we don't make any. So please do your research because we are one of the five companies that actually offer such a guarantee out of thousands of debt settlement companies. Also, when checking a B.B.B. rating only pay attention to the number of complaints. The reason for this is because the B.B.B. automaticaly rates all debt settlement companies with low rating due to the practices like those above. The true way to rank a B.B.B. listing is by the number of complaints. Also, debt settlement isn't for everyone so make sure your debt settlement company properly qualifies you. Otherwise, you may be put in a worse position than where you started. With MDS we explain everything simply and upfront. No hidden information or charges. So try us out and give on of our Debt Specialists a call. To get our number just google our name and visit our website. If you'd like feel free to ask for me personaly. If I am available I will be more than glad to assist you with your financial hardship. If not I can assure one of my agents will be more than glad to help you out. I wish you and your family the best of luck with your financial situation and hope you choose the right company. Best regards, Ricky Lopez.

i would have to agree with you ricky when it comes to finding a good settlement co., but your not allowed to advertise your business in the post.