being sued by CACH,LLC

Unless you pay in full or settle prior to the court date, they will follow thru with the judgment. You are not going to get a settlement giving you a payment plan. What you can do is ask for a payment plan in court...they will still get their judgment but a long as you make the payments they will agree not to garnish you or levy your bank account.

Hi Steff,

It actually may be possible to negotiate a stipulated judgment. That's pretty much what you're referring to. It's an agreement that details the terms of your arrangement and it has a clause that states that if you fail to abide by them (in other words if you're late on a payment) that they could get a judgment automatically. I think stipulated judgments should be thoroughly thought out before committing to them. It is critical that you can comfortably afford it, because if you're late on a payment things could get a lot worse. Be careful with this.

I had court coming up with citibank -- I had an agreement drawn up not to get a judgement as long as I made payments which were set up in the letter -- it was faxed to the judge but it did say in the document if I defaulted on payments the agreement was null and void and full amount was due -- and back in court -- I paid it as agreed -- kept me out of court -- did 50 percent --

i am also being sued by cach llc and have been told by the attorney that they will keep filing and insisting for payments as they view all cases as open ende ,meaning that ( what if ? you hit the lotto,get a car accident settlement,named in a will,etc.So they have refused to drop suit although i am on ssi and have no assets.

Going through court with them now, was served 5/29, I had to hire a lawyer to help. These guys didnt mess around. they filed suite quick. just waiting to hear from them on our response. not saying we dont owe the $1,800. just wanted the chance to work something out. they gave none.

You would have been better off just showing up in court asking for a payment plan...now you have an attorney to pay on top of the $1800

The issue here is they havent proven the debt. the attorney is pushing them for proper documents that they accually own the debt. They are wanting all fees, so the attorney is working to keep it at just the 1800 or less if they can prove the debt. i know we could have gone to court and asked for just the 1800 but the way they have acted we were scared to go in not knowing our rights.