Can I pressurize CA to accept my settlement offer?
Most creditors/collection firms have settlement parameters in place for certain aged debt. I have been in the credit industry for years and most debt is negotiable. Creditors will even go lower depending on your hardship and how you present it. In most cases it is a walk in the park, however the junk debt buyers such as Midland and others have been raising the bar so try and to resolve it before the original creditor sells the debt. I am a debt consultant for a very reputable firm that I can not and will name but if you have the ability to settle it can be done.