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CA Atty General

Date: Fri, 10/27/2006 - 10:56

Submitted by Poptarts.mom
on Fri, 10/27/2006 - 10:56

Posts: 407 Credits: [Donate]

Total Replies: 8


I just called the office of CA atty general and got in that famous voice loop. I am not sure what to do, I have a 185.00 payment due next week. and i have paid over 4k on a 4x300.00 =1200.00 loan.. this is a storefront. She wont give me a accounting i have never signed a contract and all i get when i try to talk to her is the run around. I am afraid to stop payment on the checks I am not sure if she can sue me and if so what will happen to me.. I am so frustrated..
I could get a laywer but i dont have the money for that either... and ideas??
jn


I have always believed that storefront lenders mostly follow the laws. I am surprised that the company gave you the loan without any contract. Since no terms and conditions were put upfront, the company deducts money from your account as much as they can.

You must be aware about the payday loan laws in CA and review your bank statements. I am thinking that the loan has already been paid by now. You should call the company and ask for a paid in full letter after putting your state laws and copies of bank statements. Keep everything documented so that you are able to prove your actions later.


lrhall41

Submitted by Trenity on Fri, 10/27/2006 - 11:47

( Posts: 505 | Credits: )


Here is the link to file a complaint with CA AG's office online.

http://ag.ca.gov/consumers/general.php


I would file your complaint online first and then you will be assigned a worker with a contact number, that might help you manuever around the phone system. You will have a confirmation number so that when you call they will be able to pull up your complaint. :D


lrhall41

Submitted by WHEREAMI? on Fri, 10/27/2006 - 13:10

( Posts: 5263 | Credits: )


Thank you, I guess I wasnt clear the PDL has blank checks to deposit if I dont pay. I will fill out the forms on line and get a case number. If they gave me 4 when CA says I can only have 1. I would think that they are in the wrong... the only PDL that comes out of my acct is CASH CALL but what I did is when they gave me the loan i paid back 1000.00 that day so i only have 12 payments more then 50% is princable at least it is better then 4 years... still a bad idea i know now but... i am trying to get out of this mess I dug myself into


lrhall41

Submitted by Poptarts.mom on Fri, 10/27/2006 - 14:03

( Posts: 407 | Credits: )


Call the California Department of Corporations (866) 275-2677, and tell themn whats going on-they will be a great help to you.That is where the CA AG will refer you to anyway. Sounds like that company is breaking the CA state law on PDLs.Good luck!


lrhall41

Submitted by melaniemc_99 on Mon, 10/30/2006 - 16:43

( Posts: 10 | Credits: )