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Should my husband pay the attorney or court?

Submitted by on Thu, 05/30/2013 - 03:45
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My husband has a judgment for a Chase account. Recently, he received a collection notice from a lawyer listing the total balance, the name of the original creditor and the court case number. The lawyer has given 2 options to pay off the debt along with interest and fees.

The first option is to pay the 50 percent of the total amount.
The second option is to pay the total amount in 7 installments. Which option will be better for my husband? Should my husband pay the money to court or the lawyer? I’m asking because this is a judgment account. We live in Kingsburg, CA.