What are my mother's rights for a credit card debt?
Date: Fri, 05/10/2013 04:24
A collection agency is suing my mother for her ex-husband's credit card debt. The credit card was taken out around 3 years ago. My mother used to live in Rio Linda city back then. Now, she lives in Florida. What are my mother’s rights?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.