I have read a lot of bad talk about the Campos Law Firm. I work on the inside and I am privy to the actual process and results. Considering there are people speaking bad about this group I only felt it fair to show some results: Here are the TOP 5 settlement success stories for the week ending 7/20/07
Atlantic Credit - Original Creditor - Household - Balance: $1,032.01
Settlement Amount: $412.80 - 40.00% of balance.
Next card - Original Creditor - Next card - Balance: $2,762.36
Settlement Amount: $1,007.50 - 36.47% of balance.
Global Advantage - Original Creditor - Amex - Balance: $12,446.27
Settlement Amount: $4,000 - 32.14% of balance.
Nationwide - Original Creditor - Amex - Balance: $18,701.26
Settlement Amount: $5,600 - 29.94% of balance.
The Ultimate SETTLEMENT...
1st American Investment - Original Creditor - Metris Bank - Balance: $16,106.04
Settlement Amount: $4,780 - 29.68% of balance
Average % of ALL settlements for the week: 44.28%
TOP Settlements that have Judgments Awarded Against them:
Zwicker and Associate - Original Creditor - Discover - Balance: $7,662 - Judgment Awarded
Settlement Amount: $4,846.26 - 63.25% of Awarded Judgment
Zwicker and Associate - Original Creditor - Discover - Balance: $13,853.50 - Judgment Awarded
Settlement Amount: $8,062 - 58.19% of Awarded Judgment
Average % of ALL settlements with Judgments for the week:
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.