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Debt Consolidation Forums Student Loans and Education Debt forums

Can they refuse my payment and garnish me?

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I am being harrased by a collection company for school loans. I offered to pay $50 a month and they wont accept. The girl said I can pay $95 a month or I will be garnished. I am on state assistance and barley making it. There is no way I can afford this. Adding the $50 a month is pushing it. If I am willing to make a regular monthly payment do they have to accept it? Are they able to garnish knowing that I am willing to pay all though not the price they laid out for me. I live in louisiana




Calling you to pay your defaulted student loan is far from harassment. With the Direct Loan Consolidation program and income contingent and income based repayment, there is no reason for anyone to default on their loans if they put a little bit of effort into it.

That said, are you working?? And no...they do not have accept just any payment on your default. Give us more information. Did they do a financial statement with you??

Sub: #1 posted on Tue, 05/01/2012 - 08:53

SOAPLADY SOAPLADY
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I think the OP is unemployed since he mentions that he is on state assistance.

Sub: #2 posted on Tue, 05/01/2012 - 22:55

jonheller83 jonheller83

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You can get state assistance and be working.

Sub: #3 posted on Wed, 05/02/2012 - 04:36

SOAPLADY SOAPLADY
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To garnish you wages, first they have to get a judgment against you from the court. If you have a job along with state assistance, money can be garnished.

Sub: #4 posted on Wed, 05/02/2012 - 13:47

tiarajoseph11 tiarajoseph11

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Garnishment for student loans can be enforced without a judgment.

Sub: #5 posted on Wed, 05/02/2012 - 13:58

OhioGal1 OhioGal1
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Ohio is very correct....federal student loans do not require a judgment to garnish wages.

Sub: #6 posted on Wed, 05/02/2012 - 15:29

SOAPLADY SOAPLADY
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My roommate is being sued for one of his student loans. He has to attend count in Iowa. We live in Tennessee. Is that possible to make someone come 12 hours away just to go to court to be sued? 


Sub: #7 posted on Tue, 01/08/2013 - 10:22

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Has your roommate talked to the court?  Informed the court that the venue is wrong?  He needs to be sued in the county in which he currently resides.


Sub: #8 posted on Tue, 01/08/2013 - 13:26

SOAPLADY SOAPLADY
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My roommate has emailed the people back. What I thought was strange instead of calling him or sending him a letter in the mail they emailed him. Do place usually do that? 


Sub: #9 posted on Tue, 01/08/2013 - 21:32

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