how i got out of debt

this is a good one. and interesting to show people just how bad it can be to pay your debt. 7 years ago i moved out on my own. not too long after that i was in debt with 3 major credit cards. fun fun. well i found this web site. DEBTCONSOLIDATIONCARE.COM they connected me to a company that would consolidate my bills and make payments to my cards for 50 dollars a month above what my minimum payments were monthly. okay i said how much less time would my bill pay off. well if i continued to pay minimum payments with the credit card companys. i would be 30 years older by the time they were payed. ok and if i give you my money? about 5 years. F__KING sweet! well they went out of business and i found myself getting late fees and collection letters. soon after that, richard a brennan contacted me saying he would guarantee he would pay my bills off for 50 cents on the dollar and i would have my bills payed off in 18 months . well 5000 dollars later i was in court with the creditors discussing how i was gonna pay them off. richard brennan stole my money and never payed a cent to my creditors. i moved in with my mother saved every penny and payed my debt off in cash now im back on my own debt free and loving my life... if you owe money... do this... forget making monthly payments take that money and put it away in a savings account and ignore every call and letter you get about what you owe..and when you get that court letter saying you must appear go to court with a blank check and tell them you can give them this much. they knocked down all the interest and 25% off what i owed!!!! so what if my credit report took a hit it was gonna anyway. 3 days after i was debt free i got a 1000 dollar credit card from capitol one with no interest and no annual fee. i use it for gas and food shopping to build up my credit again. EXAMPLE one of my credit cards had a 2,000 debt they settled for 1400 bucks. forget consolidation they just take more money.. AND MOST IMPORTANTLY THERE IS NO CONSOLIDATION COMPANYS IN MASSACHUSETTS RECOGNISED BY LAW!!!!!!!!!! SO THEY CAN STEAL YOUR MONEY AND YOU LOSE!!!!