I want to settle my credit card debt with some collection agencies but I can not pay the full amount. I have read to wait until the agencies make you a settlement offer first. Should I wait? Because it seems like they are not going to give me an offer without me initiating it first? I also noticed that your website only has counter offer templates.
Sub: #1 posted on Mon, 06/05/2017 - 22:14
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Sub: #2 posted on Tue, 06/06/2017 - 05:41
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Sub: #3 posted on Tue, 06/06/2017 - 05:58
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Check these things before you talk to your collection agency:
1. Collection agency can call you only between 8am to 9pm.
2. They can't bully you or use vile words while speaking to you.
3. They can't threat you to take legal actions against you.
4. Debt collectors can't harass your employer, family members, and friends, they can only get your contact details from them.
5. Debt collectors can attempt to collect the debt through calls, Emails, letters, and listing the debt on your credit report.
6. You can prevent their calls and letters by asking the collection agency to stop contacting you.
Hope that helps..
Sub: #4 posted on Tue, 06/06/2017 - 05:58
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Sub: #5 posted on Fri, 06/09/2017 - 04:39
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