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Can you settle your credit card debt yourself?

Submitted by LA.Sam on Thu, 08/29/2019 - 22:51

We often hear about settlement companies helping consumers to get out of debt. But, my question if can't I settle my debts myself?

Yes, of course you can! You have to negotiate with your creditors to reduce your outstanding balance amount. But in most of the cases, it takes a considerable amount of time to convince the creditors for negotiation. Whereas, a genuine settlement company will have a professional, who is expert in negotiating with the creditors.

Submitted by Craigh.terry on Fri, 08/30/2019 - 00:13


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You can settle debts yourself. This is not a rocket science, which you can't learn. But there are few tips that you can use. For instance, always check the validity of the debt before initiating the negotiation process. Next, save half of the outstanding balance before making the settlement offer. Third, threaten to file bankruptcy if they don't accept your settlement offer. Fourth, don't pay a penny before you get everything in writing.

Submitted by Nick Jonas on Tue, 09/03/2019 - 01:50

Nick Jonas

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we are an independent funding outfit that specializes in debt settlement we pay off credit card debt and Home Equity Line Of Credit(HELOC) debt we also provide loans and grants contact us today for your payment solutions Whatsapp/Message: 1 704 247 7857

Submitted by joel rodrick on Fri, 09/13/2019 - 06:39

joel rodrick

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