credit card debt

You may go for debt settlement. It can lower your debt by 40 to 60%.

You can go to a third and fourt credit card. This way you can keep rotating the dues on your credit card, you will be free of having to pay interest, and also you will have time in which you can pay it off at your convenience.

i wouldnt suggest debt settlement because you wont be making monthly payments. you will stop payment and settle on a amount for both. This is a option if you cant pay the cards at all and have no choice, but if you do, try the above post by getting another card rotating, or maybe a personal loan through your bank or financial company.

I would avoid a personal loan or going to a bank or financial company. That would just increase the debt, and also there would be transaction costs involved. If you really think the method I suggested of rotating the debt on different credit cards does not seem to work, then you could try personal loan.

When revolving debt always make sure you do not incur much in transaction costs which is basically a lot of money wasted.

you would definitely be better off just to suffer through it rather than consolidate it. But its not really alot of debt to consolidate or settle it. But there are some options for you posted above i hope this helps!

Yes since your debt is not much in comparison to many other people, it may be best to just go through it and pay it off. If you would like to try out my website link that could help you too.