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Back Rent

Date: Thu, 04/04/2013 - 03:01
Submitted by on Thu, 04/04/2013 - 03:01
Posts: 202330
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I owe back rent to income based apartments. I'm pretty sure it's ran by the government of course. So is it possible that instead of going to collections that this particular bill might not work the same as others. If I cannot pay instead of going to collections could they possibly garnish my wages? Also I have a small credit card $400 that has been settled, I am currently making payments on that. Should I cease payments and try a different approach or better yet how do I go about negotiating the appearance of the credit on my credit report? Finally, does the information you provided include student loan debt?


Section 8 housing? If so, you owe your landlord...the government pays him a portion of your rent. If they decide to sue you, then yes, they can garnish your wages.

Your credit card...it is not settled. You are making payments to settle it. Your credit report will report as such which is not positive and there is nothing you can do to change it.

As for your student loan, is it current? In default??


Submitted by SOAPLADY on Thu, 04/04/2013 - 03:43

SOAPLADY

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The thing is I had just moved out then they charged me back rent. I have already signed a lease elsewhere. Had I known about this I would have never signed another lease until this situation was resolved. There is no way I can pay my new rent at my new place plus what they just now decided to charge me. What should I do? Even if I try to break the lease after just signing we're talking about major fees (including 2 months rent)which would still take away from the payments (from my former residence) they are expecting. I don't want it to go as far as getting my checks garnished but I'm in a really tight spot.
As far as the credit card situation goes it's still with the original creditor. Is it possible to ask them to open the account so that my credit could be better? Is that a bad idea?
My student loans are current and in good standing. I'm thinking that the best thing to do with the loans is to continue to pay them on time maybe more than the minimum payment to avoid paying monthly payments for 10+ years.


Submitted by on Fri, 04/05/2013 - 00:49

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