Lawsuit, Need to Respond

Have you considered looking into a Chapter 128 ?

Chapter 128 is a voluntary debt consolidation plan through the Wisconsin Circuit Court system. It is not a consumer credit counseling plan and it is not bankruptcy.

* Is unique to the State of Wisconsin and is open to all Wisconsin residents.
* Unlike bankruptcy, you are not required to list assets and property is not in jeopardy.
* You do not need to list all the debts you owe, unlike bankruptcy.
* A very attractive alternative if you do not qualify under the new bankruptcy laws.
* Stops garnishments.
* Debt gets repaid.
* Not listed in newspapers.
* Interest on debts is uncollectible.
* Easy and inexpensive to file.
* May file more than once.
* No Court appearances.

That sounds incredibly interesting, mobile0311...

Do you have any idea if similar options are available in other states?

I'm in Vest Virginia, and I would sure explore that option if a similar solution were available here...

-notyour

I wish . Unfortunately Wisconsin is the only state that offers this option.

...not the answer I'd hoped for, but thanks for the info, mobile...

...all of us who don't live in Wisconsin can just go enjoy our freshly shattered hopes...sigh... lol

-notyour

It would be helpful if other state's offered this to their residents.