A few years agao i was knee-deep in payday loan debt and you guys here really gave me a lot of helpful advise that I used.
But, as a result of all of the overdrafts, I had to close out my chase bank account a few times. I'm actually getting ready to pay the collection company for the two closed chase accounts a settlement offer they have given me. My question is this however. If Iwant try to and open a bank accout with chase again after I pay the settlement on both accounts, will they not reject me because I paid a settlement on the past two bank accounts?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.