Christian debt consolidation - Are they a rip off?

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I found that the best thing is to have a detailed plan on how to manage their debt. Now I have to admit, spending and racking up the debt is fun, however paying it off later is by far the worst part. I know I did. Once I met with a professional, I was able to pay off my debt AND save more. As a matter of fact, it gave me extra spending money too. He was very thorough and upfront about everything. I was extremely comfortable talking to him because I could tell what he was telling me was true. I now have a written gameplan to be a millionaire by the time I'm 35. This is a dream come true. I send all of my family and friends to him and they are all equally impressed. Who knew that we could be better off in such a rough economic condition? Thanks to my financial guru I have finally earned my financial freedom.

Why do you want to consolidate in the first place? Are you aware that by consolidating your loans you may be asked to turn your unsecured debt to a secured one? Which means incase you default, the creditors can go after your property, things that you own.

I'm a Christian too and I'm glad they're extending help in helping someone consolidate their debts. Thanks!

I can hear the care coming through in your arrogant message. Thanks, we'll look elsewhere.