File Motion to Dismiss / Citibank CC
Date: Thu, 03/24/2011 - 14:56
I was notified by a constable that she will be serving me with papers from Citibank. She did inform me it was about a CC debt. In doing some research I have read SEVERAL places to absolutely send in my answers within the 20-30 days or they will get an automatic judgement (and that is what they hope for) but..... I also read that I could POSSIBLY file for MOTION TO DISMISS due to no original contract attached or original amount incorrect and no paperwork to back it up. I am just beside myself on what to do. I can't afford a lawyer, single Mom just trying to make it and now this!!!! Should I just fill out my answers and send in???? What happens next????? If I question them will they come at me harder??????? ANY advice would be helpful. I live in Austin, Texas and this case will be held with Travis County Court.
Oh yeah... and if I do send in my answers... any advice on how to answer them correctly????
Thanks so much.
Oh yeah... and if I do send in my answers... any advice on how to answer them correctly????
Thanks so much.
Contact Citibank and check whether you really owe money to them.
Contact Citibank and check whether you really owe money to them. If they say yes, then ask them to send a debt validation letter to you. If they really validates the debt, then negotiate a settlement with them and request Citibank to withdraw the case. If they refuse to settle the debt and carry on with the case, then you should answer the summons. You can take a look at the following page to know how to deal with credit card debt summons:
http://www.debtconsolidationcare.com/forums/about10629.html