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Civil Action File for Debt

Date: Wed, 07/21/2010 - 11:24

Submitted by anonymous
on Wed, 07/21/2010 - 11:24

Posts: 202330 Credits: [Donate]

Total Replies: 2


I am new here but need some help in what my rights are with a file against my debt.
I just received a summons today from an Attorney representing Midland funding LLC an Assignee of Chase Bank USA.
I am assuming that Midland bought the debt from Chase.
I did speak with the attorney over a month ago and said I could do a payment plan of a small amount. They said it was not something that the plaintiff would negotiate.
I do not have the $4,053.77 that I owe nor the court costs of $257.00
They are stating that the suit is being filed for refusal to pay.
What steps should I take at this point? What are my rights in this?
Any help would be appreciated.