clear point

I would not recommend a consolidator for payday loans, who are your loans with? How much borrowed and how much repaid to date. What state are you in - lets see if they are even legal lenders!

I live in Rhode island.

I did follow the link under your signature line, I just finished writing to those lenders. What do I do now? I have been staying way from the phone. Thank you so much for your help Soaplady.

Answer the rest of HelpinAz's questions, not just the state you live in

Hi, I am going thru a bad time with yourfastpayday loan, I did i miss my first payment with them for 120, I took out 400. They are askjng me to pay in full 850, which I don't have so I asked if I can pay weekly, the manager refused, I stupidly said yes I would pay this week, because I got nervous after they treathed me they were going to get me. I also took a payday loan with my payday advance for 500 and paid twice 150, and making 300, this week and next week and they didnt give me any problem, and I found out its both the same company. I was in a scam that really scared me, telling me I was going to jail, and now yourfastpayday is trying to do the same, I dont know what to do, they refused to work with me. Nervous in Rhode Island.

I have closed my account and called each payday loans, because I signed up for payday surpport services and they did nothing, I have 4 loans, cutter group 300, paid 5 times 90, I called them and they said it was a write off ( I dont know what it means) my payday 500, paid 150 3 times, called to settle they said 800, would bring it down for 650, but wouldn't except 300 this and next week threated me they are going to do something about it if I pay for the whole amount, sure advance 400, paid 5 times 106 pay off amount 639.and cash cure for 700, paid 450, refinance to 800, pay off amout 1020.

Nervous...you should have opened up your own thread instead of hijacking someones elses.

Anyone who is telling you that you are going to jail is breaking the law!!!!

yourfastpayday is a tribal loan.....they cannot do anything! It is an illegal unlicenced loan!!! You owe principal only, no interest or fees....follow the link in my signature line and stay off the phone!!!!

Rhode Island Payday Loan Laws
State Legal Status
Lending of payday loan is considered legal in the State of Rhode Island. It is applicable for checkers only.

Loan Specifications

Maximun Amount of Loan - $500
Term of Loan - Minimum 13 days
Maximum Rate of Finance and Fees- 15%
Finance Charge on $100 loan for a 14 day period - $15
APR for $100 loan for a 14 day period - 390%


Debt Limits

Maximum Number of outstanding loans permitted at a time - 3 loans of $500
Permissible number of Rollovers - 1 (rollover)

cutter group 300, paid 5 times 90, I called them and they said it was a write off ( I dont know what it means) ILLEGAL...DE BASED...ROLLED OVER MORE THAN THE LAW OF RI ALLOWS
my payday 500, paid 150 3 times, called to settle they said 800, would bring it down for 650, SAME AS ABOVE
sure advance 400, paid 5 times 106 pay off amount 639.ANOTHER DE BASED LOAN....THEY HAVE BEEN SUED BY STATE AG'S ...AGAIN...ONLY ONE ROLLOVER IS PERMITTED BY RI STATE LAW
cash cure for 700, paid 450, refinance to 800, pay off amount
1020. SAME AS THE OTHER ONES....

Stay off the phone! Follow the link in my signature line!!!