Hi. So I just got a voicemail on my cell from a CMG group that said I had a debt with them. Called them back (ph# 1-781-210-4247). Spoke with a lady named Natalie McCoy who stated that there was some type of loan taken out at an old address of mine (which I told her I haven't lived there since 2010). I asked her for more details as to who the original was, the amount, etc. She told me she didn't have that information but if I want to dispute she will pass along my information to St. Louis County. She was talking about me being sued, my employer garnishing wages, etc. I asked her multiple times for more info and she stated she couldn't discuss that with me. Obviously if it's something I do owe then I will pay it. She stated that her company collects on insufficient checks, payday loans, and other types of loans. So I have no clue what it could be. I want to be pro active. I do not want them contacting my employer. What do I need to do next? She told me they have been sending me stuff in the mail to my 7+ year old address. Obviously since I haven't lived there in over 7 years any forwarding address would have expired. Any help please?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.