Payback
Date: Fri, 02/15/2013 - 11:10
Have you sent them a debt
Have you sent them a debt validation letter? They are a junk debt buyer...more than likely they have no proof.
http://www.debtconsolidationcare.com/settlement/writingaproperdv-disputeletter.html
How old is the debt? Date of your last payment??? What state do you live in???