Consumer Debt Garnishment in Texas
Date: Mon, 07/23/2012 - 15:32
Their letter reads they are referring my account to their legal department and over the next 30 days will be investigating my personal assets in preparation for a possible lawsuit.
My question is can (and how) they find my bank account which has minimal savings? Can they freeze my account?
I assume since this is consumer debt they cannot garnish my wages however I'm concerned about waking up one morning and not having access to what little money I have in my bank account.
Should I even pay attention to this letter, toss it away, or respond with some sort of request for validation?
The last thing I need is to have to live off of cash hidden underneath a pillow.
Thanks in advance.
Yup...they can levy your bank account and lein any property you
Yup...they can levy your bank account and lein any property you own.
halsted initially sent me a letter about my hsbc account asking
halsted initially sent me a letter about my hsbc account asking me to pay a settlement or they will review my assets and determination to file suit will be made blah blah blah. Couple of weeks later a law firm called me, really rude, so i told them to go fly a kite. They kept wanting me to pay, but i didn't have any money to give them. all of my income goes towards my bills. I don't have any assets so i knew they couldnt do anything. But today i went to withdraw money from my account and i was told my bank account was FROZEN!! how could that be? my bank is not an asset?? thats my private account. how do i get them to unfreeze it so i can pay my bills. The law firm told me to pay and they will unfreeze it, i couldn't afford to pay it, so i called halsted and they told me to call the law firm. what can i do?
Sounds like you have already been sued...that is the only way th
Sounds like you have already been sued...that is the only way they can levy your bank account. Have you checked your county court online dockets or even your credit report??