cost of working with a debt settlement firm

meena, a debt settlement program generally costs around 15% of your outstanding debt amount. However, this varies according to the debt company. Before joining any debt settlement company you will have to check if the company is an authentic one. Again some companies take the full payment at the beginning, while some companies may ask you to give the money through a certain number of payments.
You can also try to negotiate with your lenders for settling your debts. However, one thing that you should keep in mind before this is, debt settlement can hurt your credit score.

make sure you do thorough research before selecting any company. check all credentials . you can also read DIY article available this site