debt settlement for one myself only
Date: Wed, 09/26/2007 - 13:35
Can I settle my debt and leave my husbands debt alone? Can I ever use those cards again or never again? Does my credit score go up again?
If the debt is in your name only, then yes, you can settle just
If the debt is in your name only, then yes, you can settle just your debt. I am quite certain that you can never use those cards again, as most creditors will or have already revoked the credit and are just trying to recoup their money.
Your credit score should go up some because your debt to income ratio will improve and it supposedly accounts for 30% of what your credit score is based on.
