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credit card attorney taking me to court for money owed

Date: Mon, 05/07/2018 08:49

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i have 2 credit cards one I owed $3000. & the other about $1300. I email them asking to see if I could pay $60. dollars a month on each one owed and they denied me now one of them taking me to court the highest one I explain I ws getting divorced and have child alimony to pay as well but no answer back the lower credit cd company said the lowest they accepted ws $100. 00 a month but I cant afford that so im trying to do between $50.00 to $60. dollars on each one but a debt consolidation must be the way out now I just sign up for on this web site what else can I do to stop them so stress out ?????

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Total Replies: 3

Have you attended the free counseling session? What did the counselor tell you?

Debt consolidation can help you get out of debt with an affordable repayment plan. You have wasted a lot of time. You should have consolidated your debts earlier.

Do you know if they have filed a lawsuit against you? Are you sure? It would be easier to resolve the debt issue if a lawsuit has not been filed yet.

Sub: #1 posted on Tue, 05/08/2018 - 00:41

ditchdebt

(Posts: 679 | Credits: )

You should be able to settle for 50 cents on the dollar in multiple payments.

Sub: #2 posted on Tue, 05/08/2018 - 10:56

Unregistered

I think you should take out a debt consolidation loan to pay off your credit card debts, however, make sure you can afford the monthly payments of the new loan.
You said that they have filed a lawsuit against you. Did you receive any legal notice? If you think, you can't afford the debt payments, then file bankruptcy to get out of it.

Sub: #3 posted on Tue, 05/08/2018 - 22:29

Sanders Patricia

(Posts: 1234 | Credits: )