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credit card attorney taking me to court for money owed

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i have 2 credit cards one I owed $3000. & the other about $1300. I email them asking to see if I could pay $60. dollars a month on each one owed and they denied me now one of them taking me to court the highest one I explain I ws getting divorced and have child alimony to pay as well but no answer back the lower credit cd company said the lowest they accepted ws $100. 00 a month but I cant afford that so im trying to do between $50.00 to $60. dollars on each one but a debt consolidation must be the way out now I just sign up for on this web site what else can I do to stop them so stress out ?????

Have you attended the free counseling session? What did the counselor tell you?

Debt consolidation can help you get out of debt with an affordable repayment plan. You have wasted a lot of time. You should have consolidated your debts earlier.

Do you know if they have filed a lawsuit against you? Are you sure? It would be easier to resolve the debt issue if a lawsuit has not been filed yet.

Sub: #1 posted on Tue, 05/08/2018 - 00:41

ditchdebt ditchdebt

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You should be able to settle for 50 cents on the dollar in multiple payments.

Sub: #2 posted on Tue, 05/08/2018 - 10:56


I think you should take out a debt consolidation loan to pay off your credit card debts, however, make sure you can afford the monthly payments of the new loan.
You said that they have filed a lawsuit against you. Did you receive any legal notice? If you think, you can't afford the debt payments, then file bankruptcy to get out of it.

Sub: #3 posted on Tue, 05/08/2018 - 22:29

Sanders Patricia Sanders Patricia

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