Daniel Paul Group LLC

I can`t find any info on them with the BBB.

Yes, I looked too and that worried me. I flat out asked them, and this is the reply:

4CLSA.COM IS WHO YOU ARE CONTRACTING WITH IS A MEMBER OF T.A.S.K. THE GOVERNMENT WATCHDOG OVER SETTLEMENT COMPANIES OUR RELATIONSHIP ENDS ONCE YOU ARE



CONTRACTED WITH THE LAWYER GROUP C.L.S.A.

1st : They are not members of TASC according to TASC's web site. 2nd : TASC is not a government agency . It is a non-profit company and its goals are to promote good practice in the debt settlement industry, protect the interests of consumer debtors, and lobby on behalf of debt settlement companies on the federal and state level. If I were you I would be shopping with some other settlement companies preferably ones who are members of the BBB.

Still smokin, You obviously have no clue what you are talking about. This forum doesn't allow foul language so you need to lay off the glass pipe and watch your language.

wow , you sure told me. Lay off the glass pipe buddy :lol:

lol :o

I David W spoke with Steve and It is my desire to get out of this contract and get my 7500.00 back as well as my 349.00.If you have any questions fell free to contact me at Edited

Dave...this is DEBTCC, a site dedicated to helping people with finanacial/credit issues. Moderator

Daniel Paul is a law firm. Law firms are not members of TASC. TASC is a joke. Its a club. Attorney's are regulated by a higher authorty called the STATE BAR! Lawyers do it right so they dont loose that precious attorney license. Think about it TASC or a Lawyer with a lot to losse. Go with Daniel Paul. Very credible.

Most Debt firms are not currently recognized by the BBB. So most can not join even if they wanted to. Look up CLSA or the internet on the bars website. IRA FRAZER is the lawyer in charge and is in Excellent standing with the bar. MICHIGAN LAW!!

i'm about to use these guys the daniel paul law firm anymore feedback -email me email removed per forum rules ---mobile

thanks for removing my email

Your welcome

fUNNY HA HA

Some of the most damaging players in the debt settlement industry have been and are attorney's.
There is ample evidence of this on this board alone.

That being said, I happen to know a handful of really good attorney's working in this industry.

The point is; Do your homework and talk with several resources.

Hey all, I figured that this would be some usefull information
I have worked collections for banks in the past and figured that I can provide some usefull information.

First of most debt settlement companies are scams! Settling your debt is an option that any consumer can do, not have to pay a 3rd party to do it. If someone is drowing in debt the best thing is to try to negotiate yourself. many banks are willing to settle accounts directly with you if your are past due.

Second debt settlement companies tell you half truths. Will they settle your debts, maybe, but not always. They tell you not to talk with your creditors, to keep you in the dark about what is happening and to only pay them. The funds that you pay them go to a savings account that they draw interest off of and they sit on until you have enough to start settling your debts. They don't tell you that it may be 2-5 years before they even contact your creditors with an offer. Accounts can charge off (become a bad debt) or be outsourced based on risk from around 4 months on. If it gets outsourced, it may even go to an attorney (they don't tell you that). If that is the case, you could wind up sued and settlement may not even be an option at that point. Lovely. They when you finally realize this you contact the debt settler to find out what went wrong only to find out that their contract entitles them to your money if you don't stay with them. Its a trap. Oh and non profit organization just means they can't sell the business for a profit, does not mean that they can't each have 6 figure salaries while they are there.

The best option is to:

Settle with the banks yourself ( they can break it up to payments too)

or if you don't want to mess with it, or if you have a bank that is a particular butt head, contact a local, legitimate attorney, to do it for you. Just bear in mind that you will need lump sums to do that or be able to maintain your min payments to hold the accounts at the same delinquincy so they don't charge off)

Or go with a legitimate credit counseler, especially if they are listed with the National foundation of credit counseling, because that would mean they have rules to follow. If you go to a credit counseler make sure 2 things. 1 that they will pay your creditors within a week or so after you make the first payment to them. If they say that it takes them 30 to 60 days, NO! They actually would pocket that amount for themselves. And that they are with the National Foundation for Credt Counseling.

I hope this helps,

if you did not get your self into this boat , you would not have to worry about anyones credibility but your own which you lack.

nothing to worry

I wish I had read this 8 months ago. I was a fool and signed up with Daniel Paul Law Group. Now I have Wells Fargo suing me and Bank of America and Discover Card turnning me in to collections. I wish I knew what to do. I have no one to advise me.

Just used Daniel Paul paid out almost $9000, they settled 3 accounts for about $3500 so I paid more in fees than what was settled. It definitely is a scam or not a program where the majority will be successful. I am in the midst of several law suits, impending wage garnishment and possible lien against my home so you do the math, not a very successful program at all.

Two years ago Daniel P called me to set me up with and account to settle my dept. I started to pay them 500.00 bucks a month for a three years for a program that was designed to settle about 31,700 in dept. They estimated 50 cents on the dollar. It has now been about two years and I am out of the program and paying 214.00 a month for one of the creditors that wouldn't settle for the next three years. The rest settled for about 50 cents on the dollar. I had to come up with the money much sooner than three years to avoid going to court. I was summoned to court three times and each time managed to come up with a settlement.

So did Daniel P do what they said they would?: I guess so. and here is a brief break down.

31700 in dept.
3000 in fees to Daniel P
6700 to one creditor at 214 a month for the next three years. saved 800
600 on one creditor saved 600
4200 to one creditor saved 3000
6800 to a creditor saved 9000
I paid 15300 to the creditors and fees and saved 15400 and
1099'ed for 15400 so paid 3000 back to income tax.

So I saved 12400 dollars and will lose all of that because I will be paying interest rates in the 20% for anything I purchase ( like a car) for the next 7 years because my credit is so bad now.

My credit is tarnished for the next 7 years.

I had to live with the constant threat of being summoned to court.

If the credit card company settles they will 1099 you that year for what you didn't pay back so you will need to include as income on your taxes.

I had to haunt Daniel P all the time to get them to move on something.

They will not represent you in court and will only give you some advice.

After I stopped paying my creditors they called and called and called and a couple of them told me that I didn't need A settlement company to settle my dept., that they would take half of the money right over the phone. I was already paying Daniel P and couldn't do both.


Would I do it this way again? NO!

Would I try and settle with credit card company's first: Yes! I guess all you need to do there is stop paying them, Let it go to collection, Wait for them to call and offer them 50 cents on the dollar. Huh??????..Just like Daniel P did???.Duh!!!!

Good luck

And just for the record I didn't want to do any of this. I lost my job do to the economy, fell and broke my hip and was in a cast for a year, My son lost two jobs and had to move back in. It has been a tough two years and I hope you all the best.