Debt consolidation info-ovewhelmed with this site!
Date: Tue, 12/22/2009 - 21:40
Anyways, there is so much information here that I'm wondering if anyone can direct me to some threads. I have all sorts of debt and I'm wondering if there is anyone debt consolidation company that can help me out. Mainly what I have is old stuff that is in collections, but it's so many things here and there that I just want to take care of it all with one payment.
Can you consolidate stuff that's gone into collections?
Next...Payday loans! :( I took out some last year, and then it turned into some vicious cycle and I ended up with 5.
So do I actually have debt that can be consolidated?
Oh and I have some money that I owe to two bank accounts that ended up being closed out on account of the payday loans.
Sorry my post is long, I just don't know what to do anymore, I need to do something...any help is much appreciated!
Rubi welcome to the forums. In order to answer your query we wou
Rubi welcome to the forums. In order to answer your query we would like to know the names of the pdls, how much you owe, how much you paid so far and the state you live? internet or store front ?
Quote:Originally Posted by bakerjonRubi welcome to the forums. I
Quote:
Originally Posted by bakerjon Rubi welcome to the forums. In order to answer your query we would like to know the names of the pdls, how much you owe, how much you paid so far and the state you live? internet or store front ? |
They were internet pdls. I'm just going to give the loan amounts owed since with interest I'm not sure, and to be honest I never really kept track of the payments.
I had the following:
OneClickCash for $600
Ameriloan for $400
Upfrontmoney.com $300
Cashnetusa $500
I want to say I had one more but I have the info at work. I ended up making interest only payments until I couldn't anymore. So really I'm guessing I owe the entire pdl amount. I live in Texas.
Quote:I skipped that credit counseling deal when I signed on, so
Quote:
I skipped that credit counseling deal when I signed on, so now I don't know if I can still do that? |
Unfortunately you'll have to use a different email account to avail the Free Counseling.
Jason
I suggest making three different post on our forum so our reside
I suggest making three different post on our forum so our resident gurus can assist you.1. Put a pot in my credit repair section.In this post I want you to list all debts owed as they are reporting on your credit report,minus any identifying numbers.2.Place a post in the collection agency forum listing all collections and what you have received from them to date.3.Place a post in the payday forum listing lenders,dates,balances,payments,and your state of residence.
