I give up.

I know you must be very frustrated right now. GFS are just giving you the run around and stressing you out. Have you talked to a credit counselor yet? I am in a similar situation with a company like the one you're dealing with, and my debt consolidation/settlement counselor told me to ignore the company, they'll deal with them. The pdl tells you this stuff to try and get more money from you than you really owe, and to scare you, don't let them accomplish that. I know it's hard not to, though.

I didn't want to talk to a debt counselor because I want to keep my credit card. I'll have plenty of money come October, so maybe if I open a Savings account solely to pay off payday loans, I can get a settlement in writing that will work, or perhaps I'll be forced to just pay them in full. I don't know, at this point, nothing seems to sound like a very good idea or one that will even satisfy the situation. I won't really have the money until October, so it might just be best for me to just avoid them until then, but I know they will just keep calling me non-stop. They'll call my boss, they'll call my parents, they'll call my friends that were listed as references. They'll call everyone, and I know they'll feed them full of baloney, and the shame of that will be more than anything I can comprehend. It just seems completely unescapable.

You are free to choose any accounts in the consolidation plan. Your credit cards won't be affected if you are consolidating the payday loans. What is worrying you on that? Do you want to talk about this?

Don't let the loan companies harass you on weak reasons. You still have options to pay off your debts. Just look around and talk with us :)

Does anyone know if T&C is having any luck working with GFSIL and Whistler Holdings?

The best thing will be to call T&C directly and inquire if they have had any success working with GFSIL. I read some people here having problems with GFSIL and working with a consolidation company.

There were people here having problems with GFS WHILE working with a consolidation company? or they were having problems with GFSIL and they were working with a consolidation company to resolve it.

GFSIL is Cash Today. There is a special letter on my blog that you may feel free to use!

Polly I have used your letter and got no response from them at all the last time i called them to make sure they made note of the letter I sent them they said they had not gotten it and of course the same ol BS about me getting court papers and If I knew they were out of the Country why did I take the loan, Well I really didnt know they were in the UK at the time only after trying to get a address for them it was a 200 loan and they are telling me know it is over 500 I am calling T & C today to tell them to mark the account down to what i actually owe them according to the laws here and that is all they will get out of me I have paid them already $155 so the way I see it is that I only owe them like 80 dollars!
They are not fun to deal with but then again neither is CTC or GECC as well

try T&C they are great.

I just sent my monet to T & C today and I have a loan with GFS. I asked T&C if I should just pay the difficult ones off so they won't be coming after me. They say not to but then again, they are not getting the harassing telephone calls, we are! My loan just went default with them on Thursday. I called them to talk about it and they said I had to call back. I think that I am going to just pay them off in full and not include them in my plan. I know that I can't deal with those people and it is probably just easier to get away from them completely!

Have they begin calling your job and your references? How long ago did you go in default with them?

Can anyone give me the contact info. for T & C, I have 4 payday loans and need to consolidate if at all possible. Thanks