Further and further in debt

Okay take a deep breath. We can help you, just take it one step at a time. School loans you can request forbearance for up to 6 months at one time. I say do this so you will have half a year to get settled with the other stuff. Payday loans, First let us know how many, what company how much you borrowed, how much you've paid them so far and what state you are in. From there we'll give you more details on how to take care of them.

Also check out the Free Consultation link, and sign up. Someone will call and you can talk about all of your debt, and they can help you get it settled. Try T&C (town and country), they will work with payday loans as well as other debt to get you back on track. If you have a lot of debt, or don't think you can handle it on your own (even though you are no longer on your own... you have us now!), then go that route. Keep us updated and let us know!